For centuries the logging industry has been our nation’s construction and manufacturing leading source and indicator of economic growth. The immense size and weight of the trucks and cargo often present unique insurance challenges. At Archer Kemp, we understand the specific needs of log truck businesses and can help you secure comprehensive coverage to keep your operations running smoothly.
Although log truck insurance is very similar to standard commercial truck insurance. It’s also designed to address the specific risks associated with hauling heavy timber loads. Key coverages include:
- General Liability: Protects your business from third-party claims arising from accidents you cause, covering property damage and bodily injury.
- Physical Damage: Covers repairs to your log truck in case of accidents, collisions, theft, or vandalism.
- Motor Truck Cargo: Protects the valuable logs you haul from damage or loss due to accidents, theft, fire, or weather events.
- Uninsured/Underinsured Motorist Coverage: Safeguards your business in case of accidents involving drivers with inadequate insurance, covering medical expenses and property damage.
Tailored Coverage for Your Needs
We recognize that every log trucking operation is unique. Our experienced agents will work closely with you to assess your specific needs and risk factors, such as:
- The type and weight of logs and or cargo in transport.
- Your driving record and safety protocols play a vital role in pricing.
- The geographic regions you operate in play a big factor in premiums.
By understanding your individual company profile, we can help acquire an insurance package that provides the best coverage at competitive rates.
Advice to Minimizing Risk
Be proactive with risk management. Develop strategies to minimize the potential for accidents and claims, such as:
- Driver training programs that emphasize safety protocols.
- Regular maintenance of your log trucks to ensure they are in top operating condition.
- Company safety policies and procedures for loading, transporting, and unloading logs.
- Accident Reports and logbooks readily available for each truck and driver
Partner for Success
Don’t settle for a one-size-fits-all insurance agent that sells home insurance and logging truck insurance in the same day! Partner with Archer Kemp to keep you moving forward. We are committed to providing you with 24/7 support and ongoing risk management guidance. Contact us today for a free quote and experience the Archer Kemp difference.